Dr. Meryem Gharmili is a second-year doctoral student at Moulay Ismail University in Meknes, following the completion of a Master’s degree in Financial Management and Accounting from the National School of Commerce and Management. She also serves as a senior executive at the Ministry of Finance. Her research focuses on comparing classical econometric models with deep learning methods for dynamic asset allocation, as well as evaluating the robustness, interpretability, and governance of financial algorithms. Passionate about sustainable finance, teaching, and mentoring young researchers, she frequently speaks at academic conferences and leads workshops on the application of AI in finance.